Business loans made easy
How much do you need?
How our business loans work
We’ve simplified the process. Apply for our business loan in minutes, without painful paperwork or waiting in queues.
Easy application
Complete our online application. It’s quick, easy, and confidential
Fast decision
If You’re Pre-Approved, E-Sign your Application To Confirm Funds.
Get Your Cash
Cash Deposited To Your Bank Account As Quickly As The Next Business Day.
Repay Your Loan
The Original Amount & The Fees Will Be Debited From Your Bank Account.
Features of Golden Capital Business Loan
Our loans are free from the bureaucratic red tape that often accompanies bank loans and have a very straightforward application, approval and disbursal process. We have designed a fast and efficient digital interface that minimizes human interaction and thus helps in speeding up the whole ‘taking a business loan’ process.
- Get Business Loans up to ₹ 2 Crore
We offer business loans of ₹ 50,000 up to ₹ 2 Crore to eligible SMEs. Our wider loan window increases the chances of business loan approval and provides you the funds needed for growth and expansion of your venture.
- Superfast Business Loan Processing
We have taken loan processing times to the next level through our Online Only loan application process. It allows us to by-pass a lot of manual work and provide same-day loan approvals.
- Fast Turnaround Time and Disbursals
GoldenCapital’s offers business loans faster than the 59 Minute Business Loan scheme. With our online business loan processing, you can get a business loan within 3 days as opposed to 8-10 days taken by banks.
- No collateral required
A business loan from GoldenCapital does not put your valuable assets on risk. We offer unsecured business loans that do not require any collateral or security. So, you don’t have to worry about developing your capital assets anymore.
- Fair interest rates
GoldenCapital uses proprietary big data and machine learning tools to determine the lowest interest rates on business loans, on a case to case basis. This means, the interest rates you get from GoldenCapital are the best ones available for your business.
- Extended Loan Tenure
Our loan tenure of minimum 1 month and maximum 36 months, vastly extends the credit relief for your business. If you are facing temporary Business problems, a business loan tenure of 6 months or more can give you the necessary buffer for resolving operational issues.
- No Hidden Costs
GoldenCapital business loans promise zero hidden costs and charges. We only levy a one-time processing fee of 1-2% based on your loan ask and that’s all. This allows you to retain more of the principal amount for business growth.
- Flexible Repayments
Last but not the least, GoldenCapital business loans can be repaid in monthly or bi-weekly EMIs. Our EMI options allow you to pace your repayments as per your invoicing and sales cycle, for example, if your sales are going great, you can repay your business loan two times faster with the bi-weekly EMI option.
Business Loan Fees & Interest Rates
| Business Loan Fees & Interest Rates | |
| Customized Interest Rates | 0.75% per month per month |
| Processing Fees | 1% after loan |
| Loan Tenure | 2 year to 10 year |
| Pre-closure Charges | Nil** |
| Eligibility Criteria | > INR 90,000 turn over for 3 Months |
| Loan Amount | 2lac to 5 cr |
| Installments | Flexible Monthly / Bi-weekly |
Why us
Serious Savings
We have very nominal Fixed Rate Business & Machinery Loans Available With Us.
Easy Experience
Simple online application and access to live support 24/7.
No Fees. No Catch.
No origination fees or pre-payment penalties. What you see is what you get.
Fair Interest Rates
Explore loan options to fit your needs.
Whether it’s a Instant Business Loan, a Machinery Loan, or a Business Repayment Loan, we can help you get the money you need.
Business Loans
With an online business Loan, you can get a little extra money before your next paycheck.
Machinery Loans
Machinery Loans advance used as an option to help a person who needs machinery Loans.
Installment Loans
You can get the safe, secure and hassle free cash you need right now, so don’t wait – start today.
Investment Loans
A cash advance gets you money fast. Why wait for payday? Get the money you need today!
Still Have Some Questions Left?
Send us an inquiry for free consultation
Real success stories
Online business loans or machinery loans make getting money quick and easy without going into one of our locations.
Clients We Have Served
