How our business loans work

Easy application

Complete our online application. It’s quick, easy, and confidential

Fast decision

If You’re Pre-Approved, E-Sign your Application To Confirm Funds.

Get Your Cash

Cash Deposited To Your Bank Account As Quickly As The Next Business Day.

Repay Your Loan

The Original Amount & The Fees Will Be Debited From Your Bank Account.

Features of Golden Capital Business Loan

Our loans are free from the bureaucratic red tape that often accompanies bank loans and have a very straightforward application, approval and disbursal process. We have designed a fast and efficient digital interface that minimizes human interaction and thus helps in speeding up the whole ‘taking a business loan’ process.

  1. Get Business Loans up to ₹ 2 Crore

We offer business loans of ₹ 50,000 up to ₹ 2 Crore to eligible SMEs. Our wider loan window increases the chances of business loan approval and provides you the funds needed for growth and expansion of your venture.

  1. Superfast Business Loan Processing

We have taken loan processing times to the next level through our Online Only loan application process. It allows us to by-pass a lot of manual work and provide same-day loan approvals.

  1. Fast Turnaround Time and Disbursals

GoldenCapital’s offers business loans faster than the 59 Minute Business Loan scheme. With our online business loan processing, you can get a business loan within 3 days as opposed to 8-10 days taken by banks.

  1. No collateral required

A business loan from GoldenCapital does not put your valuable assets on risk. We offer unsecured business loans that do not require any collateral or security. So, you don’t have to worry about developing your capital assets anymore.

  1. Fair interest rates

GoldenCapital uses proprietary big data and machine learning tools to determine the lowest interest rates on business loans, on a case to case basis. This means, the interest rates you get from GoldenCapital are the best ones available for your business.

  1. Extended Loan Tenure

Our loan tenure of minimum 1 month and maximum 36 months, vastly extends the credit relief for your business. If you are facing temporary Business problems, a business loan tenure of 6 months or more can give you the necessary buffer for resolving operational issues.

  1. No Hidden Costs

GoldenCapital business loans promise zero hidden costs and charges. We only levy a one-time processing fee of 1-2% based on your loan ask and that’s all. This allows you to retain more of the principal amount for business growth.

  1. Flexible Repayments

Last but not the least, GoldenCapital business loans can be repaid in monthly or bi-weekly EMIs. Our EMI options allow you to pace your repayments as per your invoicing and sales cycle, for example, if your sales are going great, you can repay your business loan two times faster with the bi-weekly EMI option.

Business Loan Fees & Interest Rates

Business Loan Fees & Interest Rates
Customized Interest Rates 0.75% per month per month
Processing Fees 1% after loan
Loan Tenure 2 year to 10 year
Pre-closure Charges Nil**
Eligibility Criteria > INR 90,000 turn over for 3 Months
Loan Amount 2lac to 5 cr
Installments Flexible Monthly / Bi-weekly


Why us

Serious Savings

We have very nominal Fixed Rate Business & Machinery Loans Available With Us.

Easy Experience

Simple online application and access to live support 24/7.

No Fees. No Catch.

No origination fees or pre-payment penalties. What you see is what you get.

Fair Interest Rates

Complete our online application. It’s quick, easy, and confidential

Explore loan options to fit your needs.

Business Loans

With an online business Loan, you can get a little extra money before your next paycheck.

Machinery Loans

Machinery Loans advance used as an option to help a person who needs machinery Loans.

Installment Loans

You can get the safe, secure and hassle free cash you need right now, so don’t wait – start today.

Investment Loans

A cash advance gets you money fast. Why wait for payday? Get the money you need today!

Still Have Some Questions Left?

Send us an inquiry for free consultation

0K Loans Taken
0 Offices
0 Awards Won
0% Happy Clients

Real success stories

Clients We Have Served